Supreme Court, 4 Febr. 2016, n°14-29790 : Any person, which liability can be engaged on the basis of articles 1792 et seq. of the Civil Code concerning decennial liability for building works, must be covered by insurance; any insurance contract subscribed by a person subject to a duty of insurance is, notwithstanding any contrary clause, deemed to provide guarantees at least equivalent to those contained in the standard clauses regarding decennial liability listed in article A. 243-1 of the Insurance Code.